The way that we pay has undergone several changes last decade driven by the rising adoption of Smartphones, digitalization boosted recently with COVID crisis, government initiatives AND new Tech capabilities & innovation with biometrics, Blockchain, AI/ML, 5G and IoT devices to improve security and customer experience as well as to create new ways to pay. According to “Insider Intelligence”, payments made via credit card will grow from $1.75 trillion in 2019 to $1.82 trillion in 2024, Mobile proximity payment volume accelerated to $131.36 billion in 2020 and online retail sales surged to $794.50 billion, a record-breaking 14.4% of total US retail in 2020. Even if cards still dominate the in-store retail channel however the use of mobile wallets and crypto-money continue to grow paving the way for the future of payments. In this conference we will span and deep dive through the latest trends and innovations for Smart Payment market: Payment cards transformations, Contactless & NFC payments deployments, Mobile as PoS (Point of Sales), Crypto-money rise, Authentication with Biometrics including fingerprinting, facial &Iris recognitions, and Security by AI/ML.